construction_backhoeDowney Public Risk is glad to announce that we are now doing business as Public Risk Underwriters of Indiana, LLC.

Based in Kokomo, Indiana, Public Risk Underwriters (formerly known as, "Downey Public Risk") has more than 40 years' experience in the insurance industry. Public Risk Underwriters provides coverage for police officers, firefighters, emergency responders, school bus drivers and other invaluable public servants who put their lives on the line every day for the public good.

Public Risk Underwriters has been in operation since 1970, providing these services for public entities. Most notably, Downey Public Risk has performed as the administrator of Indiana Public Employers' Plan (IPEP) for the past 25 years. IPEP is the largest provider of public entity workers' compensation in the State of Indiana, which provides coverage for as much as $1,000,000,000 in public worker wages.

Downey Insurance joined Brown & Brown Insurance 12 years ago and has experienced various segments of growth, each resulting in a different business identity.  After providing public entity services under the name "Downey Public Risk", the time has now come for the growing subsidiary to assume its long-term legal name as the day-to-day operating identity.  Beginning immediately, we will be moving away from the d/b/a Downey Public Risk, to the more descriptive "Public Risk Underwriters of Indiana, LLC".

PRU joined Brown & Brown, Inc. in November, 2005. Brown & Brown, Inc. and its subsidiaries offer a broad range of insurance and reinsurance products and services, as well as risk management, third party administration, and managed health care programs. Providing service to business, public entity, individual, trade and professional association clients nationwide, the Company is ranked by Business Insurance magazine as the fourth largest independent insurance intermediary not only in the United States, but the world.

Brown & Brown, Inc. (symbol: BRO on NYSE), has significant business holdings in Indiana. With the addition of PRU, recent estimates place Brown & Brown in the top five providers of insurance administration and support services in Indiana with nearly $200M in premium volume in the State. More information on Brown & Brown may be found at

PRU offers a full spectrum of services including underwriting, rating, claims administration, comprehensive reporting, and reinsurance brokerage.